Who We Serve.
Private-wealth-level architecture has always existed — it's just been reserved for people who already had a family office asking for it. Sovereign Haus exists because that shouldn't require a net worth minimum. It should be available the moment you have something worth protecting. You don't need to be ultra-wealthy. You need to be done leaving money on the table.
Incorporated Professionals & Business Owners
If you've incorporated — a holding company, an operating company, or both — and there's real money sitting in retained earnings doing nothing, this is where Sovereign Haus does its most focused work. This is also where corporate insurance planning lives, as one piece of the architecture, not the starting point.
- — You're a business owner or professional with $250K+ sitting in retained earnings
- — You've never had anyone coordinate your accountant, your lawyer, and your advisor into one plan
Homeowners With Real Equity
If you own a home with real equity in it — and no plan for what that equity could actually be doing — this is your entry point. The Smith Manoeuvre, cash damming, and readvanceable mortgage structuring all start here.
- — You have $150K+ in home equity and a standard, non-readvanceable mortgage
- — You own rental property and haven't structured your expenses to work in your favour
- — You've heard of the Smith Manoeuvre and never had anyone explain it in plain English
Families Planning Past One Generation
If you're thinking about what actually reaches your kids — not just whatever's left over — this is where estate architecture and generational transfer planning live.
- — Your will predates a major life change — kids, a business, a second property
- — You want your family's wealth to outlast you, not just get divided when you're gone
- — You've never had a coordinated estate plan, only a will
Not sure which one is you?
Take the Sovereign Wealth Score. Ten questions, three minutes — you'll see exactly where the gaps and opportunities live across Home, Corporation, and Family.