Disclaimer
Last updated: July 2026
Educational Purposes Only
Everything on sovereignhaus.ca — including The Sovereign Wealth Code™ ebook, mini-courses, the Sovereign Wealth Score, the Protection Check, the Mortgage-To-Millions™ simulator, and any other tool, article, or calculator (collectively, the "Content") — is provided for general educational and informational purposes only.
Not Financial, Tax, Legal, or Insurance Advice
The Content does not constitute financial, investment, tax, legal, accounting, or insurance advice, and is not a substitute for personalized advice from a licensed professional familiar with your specific circumstances. Strategies referenced — including the Smith Manoeuvre / Mortgage-To-Millions™ Method, cash damming, corporate structuring, and insurance-based estate strategies — carry real risk, depend on individual mortgage products, lender policies, tax rules, and OSFI B-20 regulations, and are not guaranteed to produce any particular result.
No Guarantee of Results
Any numbers, projections, or results shown by our calculators, simulators, or the Sovereign Wealth Score are illustrative only, based on the assumptions and figures you provide, and are not a promise or guarantee of future performance, tax savings, or net worth outcomes. Past results, hypothetical or real, are not indicative of future results.
Licensing & Referrals
Ashley Goddyn is a former licensed mortgage broker and holds an active LLQP license in British Columbia. Sovereign Haus does not provide mortgage brokering services. Where Sovereign Haus refers you to a third-party professional — including for mortgage or insurance needs — that professional is independently licensed and responsible for their own advice. Sovereign Haus may receive a referral arrangement in connection with such introductions; no fee is ever charged to you for a referral itself.
No Client Relationship
Using this Site, purchasing a Digital Product, or completing the Sovereign Wealth Score or Protection Check does not, by itself, create a client, advisory, or fiduciary relationship with Sovereign Haus, Goda Ventures Ltd., or Ashley Goddyn. A formal engagement (such as a Blueprint™ session or a mortgage/insurance application) is required before any personalized advice is given.
Consult a Professional
Before acting on any strategy referenced on this Site, consult a licensed mortgage broker, accountant, tax professional, lawyer, or insurance advisor about your specific situation.
Contact
Questions about this Disclaimer can be directed to info@sovereignhaus.ca.